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Check 21
check truncation act
 

Check 21 is a new law which became effective October 28, 2004. Check 21 allows (but does not require) financial institutions in the check clearing chain to truncate any check (business or commercial) and convert it to an image. "Truncate" means to remove an original paper check from the check collection or return process and replace it with an electronic image.

Below you will find numerous information sources to guide you through the initiation of Check 21. Wilmer continues to research the latest developments within the printing and banking industries to provide the best possible solutions for our customers!


Check 21 Update
Check 21 Q&A
The Check's Areas of Interest
Check Collection Process
About Substitute Checks
Check 21 Glossary and industry links
 
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